Ocwen bought my mortgage around sept. Everything was good until i got injured at work and fell behind on my payments then the nightmare started. After numerous attempts to try and resolve this matter telling them i was waiting for money from the labor dept. They didn't want to hear anything i then entered into a forbearance agreement with them not to proceed with a forclosure
I did everything i agreed to in the agreement but ocwen put my house into forclosure anyway they held my first payment in limbo and called me 8days later telling me my house went into forclosure on the day i sent my first payment i told them this was unacceptable and they better get it straight them the extra fees started.
I then called the research dept and explained my situation they sent me a letter of their findings and what they found were apples and oranges to what my agreement said. I was told that their were two forbearance agreements in my file. It seems they made another one without my knowledge or permission.
The gentleman i spoke to then said he sees what happened and was going to get it straight the forclosure happened on march3rd 2004 he then sent me a letter stating the payments made in march and april were made on time this was in june he also states they were going to report this to the three major credit bureaus to have it stricken from my record but give it about 30days to take affect
Nothing changed on my credit file i then called the man from the research dept again told him nothing changed he then sent me another letter stating the payments in march and april were maid ontime and the forclosure on m, arch 3rd2004 was done in error again they were going to report to the credit bureaus to have it stricken from my record this was in august i have these letters and the origional forbearance agreement as of feb. 16th 2005 it still shows a forclosure on my credit report i have been trying to refi. My house but am having much much difficultly because of this they are costing me a fortune now i want to sue them if possible so they can get what they derserve an important question i have is can i still refi. With someone else and still sue ocwen or do i have to have the loan with them in order to sue or get in on a class action lawsuit please e'mail me with some insight about this matter thanking you in advance mario& olympia
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