I am in default on several student loans totalling over $90,000. I do owe the money. I am unable to pay even the interest on the loans (over $600 per month). The Department of Education is garnishing my wages for 10% of my pay after taxes (and will for the rest of my life, or even go up to 15%). They have turned over collections to Allied Interstate. A woman named Pamela is calling my work and my family and friends pretending to either 1) be a long lost friend of mine or 2) starts right out telling my family what a deadbeat I am for not paying my debts. I have attempted many many times over the past 10 years to pay something but these "people" will not accept anything less than at least a payment to at least cover the interest.
To call me is one thing, but to call my work when I have told her not to, and to harrass my friends and family and to violate my confidentiality by telling them that I am a deadbeat is another.
From reading posts on this site, I realize I can expect their activities to only increase.
I just contacted the guaranty agency for my loans and they told me I HAD to go throught the collection agency, which goes against the rules posted on the Department of Education's website.
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