A few years ago I attended business college with a student loan. This was not a large loan-around $3000. I was married at the time and made the required payments while I was in school, and my now ex-husband paid off the loans when I was finished (or so I thought). Years and several address later, I found out that the loans had in fact NOT been paid off and apparently he had gone to great pains to hide this fact from me until after our divorce was final.
I do not dispute that I owe this money. The loans have been placed with Allied Interstate for collection. I sent them a payment plan stating that I would pay $25 minimum per month until the loans were paid off. I tried unsuccessfully to pay directly to the Dept of Education, but they would not take anything other than the full amount since the loan is in default. I have made my first 3 payments - Allied has cashed them, they are showing on the Dept of Education site as being applied to my account, but I am still being harassed by Allied! When I first made my payments I didn't hear from them, but now they have apparently decided that $25 a month is not enough and they want me to pay more money. I have just sent a SECOND cease and desisit letter to them and I have emailed the Dept of Education regarding their practices like it says to on the site. I am now trying to get a consolidation loan just so I can get them to leave me alone!
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