I found out something about Allied Interstate recently that might be helpful to you if you are having problems dealing with them.
I had a $100 phone bill with SBC that went to Allied Interstate. Allied Interstate told me if I paid it off it would not go on my credit. I set up a payment plan to have $50 charged to my credit card over 2 months. Several months later after it was paid off, I got copies of my credit reports and on 2 of the 3 credit bureaus Allied Interstate was on there, saying I owed money and I had never paid them.
I called Allied Interstate, furious, and explained the situation. They promised me they would delete this from my credit reports. Several months go by and it never gets deleted. I called Allied Interestate, explained the situation, and the collector told me what was really going on: Allied Interstate does not remove things from your credit once they are on there. (I dont know if they dont have the authority or they just wont.) He told me if I called the original creditor they might take it off my credit. Sure enough, I called SBC and it was finally removed.
So if Allied Interstate ever tells you they will take something off your credit do not beleive them - they either can't or they won't. Also, if they tell you something is not going to go on your credit if you pay it off, do not beleive them on that either - they WILL put it on there whether you pay it or not. It is best to go through the original creditor and see if you can work with them, because Allied Interstate will lie through their teeth to you. I am glad I finally encountered their probably only honest employee and I hope that will be the first, last and only time I ever have to deal with a collection agency of any kind!
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