Yes I recieved a letter from CREDICORP INC located in Dallas TX about a pre-approved Platinum credit card. As soon as I read this i noticed that they are not affiliated with any bank, with any major credit card company, they don't state anything about a credit report company that they are with (which is usually on VALID credit card apps), also if you notice there is no Phone number on the letters so that you could call them and talk to a customer service rep that could explain any of this to you.
They mention the names Visa and Mastercard but they say that you probably can't get a card through those companies. That was when I decided to check up on them and see what everyone had to say about them. And boy was I NOT surprised. Everything I read about them was negative (GO FIGURE), so I ripped up there application and sent it right back to them.
I am so Glad that this web site exists and Thank you all for your information about them. I only wish that there was a better way to warn everyone else about this type of thing.
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