Around October when my husband was working at our house in Lassen County, I, Lan Vo, living in San Jose, received a letter from NCO, NY, stating that they had authorization to collect $22,261.29 as full payment for account #02500172921626001. I called the number provided on the letter and talked to Perry Thornton who claimed to be the collection specialist representing Bank of America.
He told me that my husband owed that much of money to Bank of America and that if I did not pay that amount right away he would file a lien against our house. I was so scared. I called my husband to find out if it was true or not. He said he did not remember that he owed that money. He called Bank of America; they did not have any record of that account. Bank of America advised my husband talk to that collection specialist and have him to provide the information.
My husband called and I called asking him to provide any legal papers regarding that debt. He said he would order it from the warehouse but we had to pay $5000 first and right away if not he would file a lien against the house. My husband told me not to pay until we received any papers. Mr. Perry Thornton called me everyday to threaten me; I was so scared.
I told him that I did not have money now; he told me that I could pay by credid card or borrow money from my retirement fund to pay him. I was so scared I gave him my account number and my check book routing number and I told him I paid $5000 first. I told him I would pay him the rest when I received the papers about that debt. He never gave me those papers and the receipt of $5000.
I had to go to Bank of America to cancel my account because I was afraid he would take more money from my account after that $5000 since he knew my account number.
On October 30 he sent me another letter to say I had to pay $17,261.29 by 11/29/03. I called him and said I was willing to pay the rest as long as he sent me any legal papers. He never sent me any paper about that account, but he kept calling me at work at home everyday to my cell phone. I consulted some attorneys; they told me ignoring those calls and paying nothing until I received any legal paper. I changed my cell phone number. He quit calling me.
Today I receive another letter from NCO, Philadelphia, stating that my husband owed them $253.32 with the account number B34063.
I got upset, went online and found out your website.
I would like to report this to you and if possible you can help me to take back $5000 they took from me on 10/20.
Thank you so much for your time and your help.
0 comments