On a trip to Las Vegas, my wife (Christa) made a withdrawal from an ATM and was not warned that she would go over on her account. She had made other withdrawals that day, and as such, would go over by about $20, but she was not warned by the ATM that she would go over, and ended up going into overdraft.
The overdraft charges started kicking in. She had made five charges that day, and charged us overdraft charges on three of them. They say that it is their policy to charge overdraft on all charges for the day that the overdraft occurs. Thus, they suggest that they are doing us some kind of favor by charging us $90 on the first day instead of $150.
The next day we put $37 into the account (which was overdrawn by $24 total) and then they charged $90, setting the account into the red, and charged us another $6 for the day, and another charge the next morning, for a total of $120.
There goes my tax cut.
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