Back in 2009 I had applied online for a payday loan. I did receive a loan via another company, but this company DJR deposited money into my account without any written, verbal, or other authorization of me. Once I had realized the mistake I made sure that the money deposited was returned to them and then closed my bank account to further activity. Now 3 years later I am being threatened of being sued by them for not upholding the loan. What loan? I never signed anything to begin with and they got the money back that I never authorized for them to deposit in the first place. So bring it on, and we'll just see who walks away with the money.
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