I had applied for a loan online and while searching I checked into several different companies and was approved for several but unless I faxed proof of income and actually signed an agreement they would not deposit money. I finally found the company I wanted to use, faxed the info, spoke w/a representative on the phone regarding the amount of the loan then signed the form online to authorize the loan.
On 12/5 I was going over my bank statement and noticed a deposit in the amount of $200.00 that I didn't authorize, didn't sign for and didn't speak to a rep about. I called this DJR Grp @ 1-855-281-7794 and spoke w/Rhonda who tried to tell me that just by researching companies and agreeing to see what my loan amount could be that I authorized them to deposit the money and that they could do this w/no proof of income or signed agreement. She tried to tell me that many companies do this however, NONE of the other companies deposited money w/no signed agreement. I told her I wanted a copy of my agreement emailed to me which of course doesn't exist and she said that the only way to reverse this would be to fax a copy of my bank statement showing I hadn't spent the money and then "we would go from there." Of course they will not be getting a copy of my statement and the account will be closed so they can't get anymore money. They have already taken 120.00 out of my account in "interest" and I told her I will pay them the remaining 80.00 but that is it. Her response was that the account would be sent to collections.
I went to DJR group.com and see that there have been many others scammed in this way and right now it seems all you can do is close your account and cut your losses. So far I haven't seen that anyone has been able to get their money back. When I insisted I be given someone to contact about this whole mess this website, riverelk.com was the only contact info I was given.
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