I made two deposits, each with several checks in them, on a Saturday morning. By close of business on Monday, none of the money was available in my account. The checks were local and, with a couple of exceptions, under $400. When I called to inquire, they explained that checks are not processed until Monday night.
When I asked if I had written a check today whether it would have been "processed," the answer was, of course, it would be. So it seems that next time, I need to cash the checks in the bank and then deposit them as cash so that I can have access to at least some of my money!
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