We filed a claim for smoke damage in our home from an oven fire. Allstate was our homeowner's insurance company. The loss was on 01/31/2011, and it was not our fault. There was a problem with a brand new oven from Sears. Allstate doubled our insurance, knowing this from an expert they sent out to troubleshoot and find the cause, and they are suing Sears and punishing us by doubling our homeowners policy.
Is that fraud? If the general person did something like this, charges would be brought against us for fraud.
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