First of all, thank you. My mortgage was sold to Midland from GMAC Mortgage. It was mailed to me late, because money was already being taken from my account by the new company, Midland. With that said, my payment got higher. I have now been calling for two weeks and cannot get anyone to talk to. When I do get through, it is a machine, and after 30 minutes I hang up.
The other problem is that my account is on automatic deduct twice a month under a contract from GMAC. In the first month with Midland, I got a bank statement showing an overdraft. Now the second month begins with a letter from Midland about the mistake, but I cannot get anyone on the phone so I can know what is going on. The first thing these companies do is make a report to the credit bureau, which in my opinion is back door dirty work.
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