While trying to check out buying some Xmas presents the checkout person was trying to discourge me from using my Charge Card and instead apply for this Cabelas Rewards Card. I at first was leery because I didn't want any Hard Inquiries on my Report. I asked what agency they would check, and they replied Equifax. I also disclosed before they proceeded further that I had a BK in 2002 and would that disqualify me. The response, was No, that as long as your payment history has been fine since then it's so old that it shouldn't matter. They Declined me due to a BK which they lied and they also gave me a Hard Inquiry on Transunion as well.
Needless to say I did not purchase the items using my own card and I filed a complaint with FTC and the BBB because of their deceptive practices. I could have simply just bought the items and been on my way. But now, I'm going to make sure these theives are well known for their scummy business practices. I sure hope they fall prey to this recession!
Fred
PHOENIX, Arizona
U.S.A.
0 comments