I was contacted over a month ago by USA Credit and was told about a credit card that would allow me $7500 in unsecured credit. I began to listen but was sure that I wouldn't be interested.
The represenative began to tell me about the benefits of being a USA Shopping Card holder, low monthly payments, one time fee of $79.95 which would be refunded in the form of a voucher that I could use for online purchases.
The benefits sounded nice, so I agreed to have the fee withdraw from my checking account. During routine internet usage, a website for usacomplaints.com and usacomplaints.com pops up. I review the site and found that there were 43 documented complaints at the site!
I read a few and they were exactly what I'd been told when the represenative called me. I immediately called USA Credit and told them that I would like to cancel my account due to the complaints that I'd read on the internet.
The represenatives name was Michelle and she assured me that I would also find complaints on other companies and that you can't please everybody. I had to tell her several times that I wanted to close my account because she continued to give me her sales pitch!
She agreed to close my account and I asked for her last name in the event that a problem arose later. She would not give me her last name instead gave me her extension number of 2097. I stated clearly to her that I would like her last name and she advised me that she was not required to give her last name.
In summary, the company appears to be suspicious and it does appear that alot of things on their website must be paid for in full at the time of purchase so you can't even use their credit card for "regular purchases" as they make it seem when they call you.
Cw
72114, Arkansas
U.S.A.
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