I do not owe anything to this agency. I do not owe anything to the original creditor as I had insurance at the time of service and it should have covered the entire bill. However, I have repeatedly called not only the office of the original creditor, but also NAR. I am upset that NAR continues to harass me through mail and phone. At one time, I attempted to make a payment settlement with them, but they refused, so I will just have to ride it out until the debt reaches seven years and is removed which will be coming soon.
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