Machol & Johannes are suing me for a very old and small credit card bill that has been paid in full and even has a $50 credit. I have a letter stating that from the original creditor. Over $2,000 has been paid on a $1,200 balance and interest continues to accru (at 23% - usery), plus fees. They will not accept a payment plan even thought the payments would be more than what they can get through a garnishment on my small salary. This means that it will never be paid off and I am just a cash cow to them. They just want to keep it on the books so that they can continue to increase the bill each month with additional interest and fees. On top of that, I was never served with papers to give me a chance to respond. They are lying when they say they've served me and I have asked for proof. They have not produced anything. This firm is a collection of sharks and fraudulent processes.
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