I too received one of these letters. Before I did anything I checked online to see what was there about the company on the internet.in the finer print at the bottom of the letter, it does say that it is not a real credit card and was only for their catalog. It is rather deceptive, but never do anything like that unless checking it out; especially if it "sounds too good to be true".
I retired from the post office and am well aware of the inspection services mail fraud policy. Send them this information and they will check it out completely and possibly make them change it if they are a legitimate company.
One other thing, when you received the letter, a business reply envelope was sent with it. If you still have it, write on a piece of paper what you think about them and mail it using this envelope. Don't put postage on it. They will have to pay for the postage as well as an extra fee for using business reply.
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