I received a letter from these jokers on the 22nd of December telling me that I owed the US Department of Education 550.00. Since this account was placed with them for collections I now owe a total of $948.93. $213.17 is interest and $185.87 if "Fees and Costs".
I would have been upset however I am in school full-time and not in default of anything because my loans are in deferrement. I actually chuckled when I read the letter.
A quick trip the the US Deptartment of Education to see all my loans and how much I actually owe (61,315.07) and looked through each and every loan and nothing is defaulted.
Then I went to my credit report and checked Equifax, Transunion, and TRW, and there is nothing there even remotely close to FMS. I have one ding from 5 years ago, as I missed a payment on a retail store credit card (don't ever do that, it lowered my credit score by ten points!).
0 comments