Well it all started with getting a call from Lynn telling me that they had been trying to get in touch with me for a month, I never got any call from them prior! She told me that because they havent heard from me that they were reporting me as a refusal to pay my debt. I tried to have her understand that I never got any calls from her and she just ignorned me. I asked if I could pay monthly and she said no, and that it had to be paid in full. She told me I could be going to jail soon if I didnt pay. She also said that if I did not pay that day then they would garnish my check from my employer and possibly garnish my husbands military check as well!!!
Two weeks after we spoke she called me again, I told her I couldnt pay the full amount and she again said that I would be going to jail for a felony and that it was nothing I could do at this point but pay what I owed. I asked her what my balance was and she said that she doesnt know! When I asked her again about making montly payments on my account she hung up on me. When I called her back she said she was tired of talking with me and that it was nothing she could do for me! After telling her my situation she finally told me what my balance was, even though she told me she didnt know it before, and then told me a totally different amount then she did the first time she called me! After getting the run around with this Lynn lady she then told me that I needed to stop paying other bills and just pay Simm Associates because they are first priority! She also told me that she could see my bank account online and see that I have direct deposit coming into my account -which I didnt. And she also told me that she could see that I was paying all my other bills like utilities, rent, and car payments too, so I should have no problem paying Simm Associates. She told me to stop paying my car payment and just settle the debt with them and be late on my car payment! How Crazy!
I thought this was weird so I got off the phone with her and decided to call their main line and ask for their company information. Well the girl that answered gave me their name and Delaware. I then asked her for their full physical address and number and she hung up on me!
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