I had a credit card that was closed out and sold to this collection agency (academy collection i.E. Academy services).
Since the credit card company had run the 350 balance up to $645 with late fees and intrest I decide to contact academy collections and see it they would bagain a fair settlement offer on the account.
The person I spoke with tried to trick me into thinking they were giving me an outstanding 70% off deal, the price I would pay was still more than 50% of the owed amount (around $520 or so), I almost took it, because of the way she was wording the offer, but my right mind keep saying thats not correct math!
Finally, I got the lady to agree to a deal of 45% off (around $400) and I was to make 3 payments of about $130 and after the first payment my agreement was to be printed and sent to me (HUGE MISTAKE)!
Well, about 4 days passed after the got the 1st payment and no agreement letter; 7 days passed and no agreement letter; 10 passed and STILL no LETTER!
Everytime I call they say they put one in the mail, but I have come to the realization that that is a LIE!
So on the 11th day I called again and some RUDE, unprofessional A*hole gets on the line yelling and barking out demands like he was intimidating me!
These people need to be shut down and I hope this help start the process!
They would NOT email, fax or make any serious attempt to get me the agreement and thats Down Right Deceptive!
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