Complaint / Review
Usa Credit / usa Classic Credit
Usa Credit, usa Classic Credit rip-off billing me $89.95 for membership only if I activate it I never activated it now reporting me to credit bureaus for bad credit

I was under the impression that USA Credit Classic Card would charge me $30.00 to issue me a credit card. If the credit was not used within 30 days of date issued, the credit card would automatically be cancelled without payment due.

I now have a lette stating that I have a balance of $89.95 due now. They are threatning to send me to collections if it is not paid.