This so-called company randomly selects its victims so please beware! I received a call on my husbands cell phone with an offer that sounded way too good to be true. This company was offering me a Master Card with a credit limit of $2500. The card had no annual fees and with a 0.0% interest rate, the offer was irresistible. There was however a one-time fee of $219.95 (to process and deliver the benefits package which included my new credit card) and a very small monthly fee of $9.95.
After speaking with the sales representative, I was asked to remain on the line to go through their verification process that consisted of yes and no questions with the basic, name, address, etc.information (to an automated system). A month later, I called to check up on the status of my credit card (with the holidays right around the corner) and was told that my benefits package was mailed out and that I should be receiving it any day now.
I asked if I just needed to call to activate the card, and they had the nerve to tell me that I would have to LOAD the funds into the card. After listening to some bullshit explanation from the customer service/assistant, I asked for a refund. I was then informed that they dont refund unless there was a mistake with the verification process. They proceeded to playback the verification process with me answering each question and even had a part in there about this offer not being a line of credit and something about them sending me an empty credit card.
If I had known that I was paying $220 for an empty credit card, I would have not agreed to such an arrangement and would have cancelled immediately. This company is also known as:
First Premier Card Service
Premier Management Group
Etrex Premier Business
Premier Benefit Club
Premier Membership Services and Premier One
Liga
Oceanside, California
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