On 07-07-07 I visited Sear Department store to make a purchase. The rep told me my check needed approval through their approval company "Certegy" She called, and I had to wait for 10 minutes. After she called I was told my check was not approved. She gave me Certegy's phone #, so I called and spoke to a rep. I was told by "the rep" that I had no bad checks with them, and she looked at my bank account and it was fine. I had enough money to cover the check. But because i had written three checks the day before at stores they cover, they decided I had written enough checks and would not allow me another one? I asked how in the world they were able to look at my personel bank account without my permission, and she would not tell me. I then asked why they would deny my check if I had enough money, she said it was up to their descretion, and they could deny anyone they wanted to.
"I have no bad check, I have enough money, and THEY denied me... So I have to ask how and why would any store use a service that decides who, and when people can write checks. "Certegy had no right getting into my personal information" I wish to make a report based on the fact that they did not get my permission to review my bank account, and that they made a judgement on me without the rights to do so...
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