There seems to be quite a bit of information in regard to Home, Inc., Epenzio, Bridgeview Bank & Trust, or whatever they may be calling themselves these days. There does exist quite an extensive list of names they have used, and still change whenever they do get caught.
One thing to keep in mind, these businesses are all centered around one thing, One Major Business — Bridgeview Bank and Trust.
Epenzio does nothing more than market Plug-n-Play for Bridgeview Bank & Trust. Home, Inc., (or whatever they go by today) only markets situations (e.G. Usight, Epenzio, Internet Tools, Leasecom, etc...) to establish accounts for Bridgeview Bank & Trust. The software IS NOT interchangeable with other banking operations, despite what they tell you. The software, and the AVS system does not work at all.
Since Bridgeview Bank & Trust is a bank, they cannot directly sell these items, but they can establish an associate channel of operation to basically generate Merchant Account Contracts at their bank. They do this and, from all the other accounts throughout the Internet, have escaped, at least up to this point and time, taking responsibility for these actions.
This situation and Bank does nothing more, and is established for nothing more than to generate contracts — the programs for Internet business do not work properly, do not function properly or are secure enough to complete a short-term or long-term business situation or income generation.
These other companies basically take the "heat" of complaints, leaving Bridgeview Bank & Trust to accomodate them via payoff situations — which allows BB&T to operate fully as a trusted institution and bank.
The BB&T Security/Collections Department (equivalent to the IRS having a National Security Department — NOT) does nothing more than prowl the supposed "Secure Software" and makes change at will. The Epenzio Plug-n-Play software is not secure what so ever, and examples doe exist.
These people at BB&T also take their administration and process techniques as law, which is untrue. If you have problems with them, go and speak with a business Attorney, do not let them brow-beat you into believing their process is the law!
So, beware of those situations that are certainly "... To good to be true." and making money with little to no effort. It does take effort and hard work to make money, even over the Internet.
But make no doubt, Bridgeview Bank & Trust, out of Bridgeview, Ill., is the benefactor and main business behind Home, Inc., Epenzio, Usight.com, Discountwarehouse.com, and any other scam that these same people may decide to generate.
John
Malibu, California
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