Watch out if you activate an Amazon Visa credit card.
Against my better judgement, I signed up for an Amazon Visa card to earn points while purchasing music CD's on Amazons Web site.
After recieving the card in the mail, I called the phone number on the card to activate it.
Talked to Haji or Gharib or some boiler room worker in India I assume, whom I had extreme difficulty understanding.
Tried to sell me on some additional (useless) Payment Protector Plan for an additional cost.
After listening to his non stop jibber jabber spiel for several minutes, I finally was able to butt in and tell him NO, No, No. I am NOT, interested at all.
Several times I told him I was in no way, shape, or form interested. Don't even think of signing me up for it.
He then said they would mail me the info about it anyway and I had to sign, date it, and mail it back to activate the plan. Therefore, there was supposed to be no risk to me.
I did recieve the info a couple of weeks later.
The first thing it said on the letter was "Thank you, or congradulations, for signing up for the Payment Protector Plan". I was steamed.
When I recieved my first Amazon Visa bill in the mail, there was also a small Payment Protector charge for under a buck added onto my bill..
I called Amazon to cancel this plan that I never wanted to begin with.
What galls me about it was not the miniscule amount I was charged, but the fact that I was lied to over the phone to begin with. And then the kicker.
A. The gal on the phone apologized off a worded script, but never offered to refund the money.
And B. Had the nerve to try to sell me on a different plan instead. This after I was earlier lied to and decieved. So much for remorse.
Sorry. But it is not my policy to ever do business with a company that has pulled a dishonest stunt on me in the past.
And they think I would gladly sign up for another unwanted plan with them just like that?
"Never underestimate the stupidity of the public" is sadly a business maxim used by too many dishonest greedy businesses today.
But I'm not a part of that public I hope.
And I am cutting up that Amazon Visa card as I sit here writing this.
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