I have a credit line of $300 when sign in for this credit card. The company took $150 right away for annual fee from this credit line. I used only $128 for the remaining balance.
I paid the minimum payment on time but when I received the bill they said that I have late charges of $40 plus and over the limit fees. They continued to charge me with these additional fees every time I made the minimum payment.
I called customer service and asked them why I have late payments and over the limit fees. I know I was on time in paying my minimum payment but they did not give me explanation.
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