Received recorded message to call Riddle & Associates regarding a legal matter. Returned call and was rudley told that I owe$649.55 and when was I going to pay. I was also threatened by a lawsuit if I did not pay. When I asked to whom I owned the money I was told Cross Country Bank.
After researching Cross Country Bank on the internet I came accross a phone # and called. They could not find any record. I then called Riddle & Associates and was connected to someone else whos aid "Of course the don't have any information, it was turned over to Midland Credit."
A phone call to Midland Credit resulted in afinding out that the person who owed the money had a different SS# and they agreed to remove my phone number from their system. They refused however to agreed to send notification to Riddle & Associates to comfirm this fact.
I sent a Dispute of Debt along with a photocope of my SS card and a credit report both with all of but the last 4 digits blacked out. I then received copies with information regarding this bill that did not include the original borrowers SS# but only the address. I have never lived at that address. They now included a statement that tacked on $133.35 in interest. So here I am, still fighting with them. My next step is another letter to them and also to Midland Credit. Any help would be appreciated.
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