Contacted Law and Associates to inquire whether or not they may be of service to help us avoid foreclosure on our home. Stated to them that we had tried to do a work out with the bank "lender" and that we could not make the 24 hour deadline they were requireing, also informed that that we were in a bankruptcy and would they still be able to assist us with our sitation. "of course, they can help us" Ms. Randi Rivers stated. She asssured me that the bank "had to work with us, because we work with government programs to do work out programs for you as long as you can provide us with efficient income and a statement assuring that you are out of the hardship that brought you to the current situation".
We provided all of this information and I again asked her before submitting the $795 payment, are you sure this will work with our situation, because I just do not have that kind of money lying around, that if i did, I think i would not be in this situation to begin with. She assured me that "if they could not provide us with a workable situation with our lender, that we would be able to have our money refunded, based on thier money back guarantee".
After submitting all additional paperwork, they tell me there is nothing that can be done, they could not get the bank to do a work out. And, now that I've tried to excercise my rights to their "money back guarantee", they are saying that I did not disclose infomration to them and therefore am not eligible for a refund. Basically, now that I've been talking with attorney's, they did nothing more than I could have actually done myself, that every homeowner has the right to do without the assistance of attorneys such as Law and Associates or anyone else, but again, every homeowner has the right to speak with their lenders mitigation department to try to do a work out and here I was the idiot to seek help and be assured that they could help me as was ripped off for $1,590. Beware of companies like these, they flat out lied to the attorney generals office when I filed a complaint and stated that I was not truthful with them.
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