I received a letter from Professional Credit Services, Inc. Re LVNV Funding LLC. It states the original creditor as MCI. I have not had an account with MCI for several years, and I do not owe them any money. The letter from Professional Credit Services says I owe $78.08. Should I go ahead and contact them to let them know that I know this is a ripoff. How can I protect my credit report from this type of scam?
I would also like to know if this company is being investigated and possibly prosecuted for this type of scam? Also should I contact MCI and verfy with them that this is a fraudulent charge?
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