I want to thank you so much for this website. I read all the other complaints about Merchants Credit Guide Co & my story is exactly the same. I have received Several phone calls from a Ted Hughes saying that they needed to speak to me today regarding a business matter & that it was not a solicitation call. The letter I got in the mail says his name is Ken Hughes. They are requesting payment on a Walmart debt that was paid in full 5 yrs ago when I refinanced my house. I have heard nothing about this "debt" until 11/05. I'm so glad I found this site before I contacted this bogus company. Thanks again
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