I entered into this program with the hopes of buying a house soon. My credit was suppose to look all pretty in about 6 months well let me tell you not only was it not pretty it was ridiculous. I got the run around when I called. They always promised me that everything was ok and I looked for a website like this before and couldn't find one. I am relieved and sorry to see I am not the only one disatisfied with their HELP. I am sorry I didn't drop out of this sooner. Also everytime I paid a creditor that was calling money out of my own pocket Federated threatened that if I did that it would effect my REWARD later from them. I don't understand why if their there to help pay the bills off it would matter weather I paid on the cards myself too. If it would keep the interest down. I was told that in 36 months we would be done with the payments and we would get our first payment back as a reward for finishing the program. I am sorry to say it has been fourty months and I still owe them money. I can't wait to hear what is yet to come next month.
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