This company advertises an "Owner Financing" opportunity for people with bad credit. They say they can purchase the home for them as long as the consumers provide the down payment and then they will finance the home to the consumer. The problem is, after you wire the funds to them from you bank account they dont actually purchase anything. They send out crazy ridiculous offers that are going to be turned down 100% and they do this NON-stop, knowing that the offers will be turned down. For instance, they send out an offer for $60,000 for a home being sold for $190,000. They do this to make you think they are actually trying to make offers. After I realized what was going on, I told them that I needed a refund because nothing seemed to be happening. I was then told that I have to wait 15 days for them to process the refund because their attorney has to sign off on my file first. Then I realize that it is worded 15 days after due diligence. I was also told that I wouldn't owe anything unless they actually go to closing and have to do a title search on a property which $500 would then be deducted from my funds. However, we didn't ever get anywhere close to "anything" like that. They couldn't even get anyone to accept their ridiculous offers. On October 9th I was told that I would receive the full refund, it is now December 10th and they are still telling me that they are waiting on my file from the attorneys office so that they can issue me a refund. The refund was supposed to be processed and send out by October 30th. After I realized that I am just getting the run around every time I call they would leave me on hold for 15-20 mins so I hung up. I would send emails and no one would respond to me. I finally spoke to Anthony Podias after I sent a very long email explaining to them that I know they are scamming people out of their money. He then responded that they are still waiting on my file back from the attorney. I then started to look up information on the internet to find that there were 100's of people going through the same issue with CIG where they wired funds from their bank account as I did and then realized nothing was really happening and when they requested a refund, this is the beginning of a nightmare. This company is scamming people and they may have a lawyer working with them that has been able to help them get away with it for so long but I would like them to send me back my money, this is crazy at this point and they are giving everyone the same excuses as to why they are sending the money back. How did 15 days become 2-3 months ongoing? This is one email from My Podias:
"I have not gotten the updates/files for today yet. As I do I will reply to you. You can do and listen to whoever you would like. We will be processing your refund according to the guidelines set forth by our refund attorney". Thank you for working with us. Anthony Podias (516) 453-2600 x104 Fax: (516) 762-8511 C.I.G. Realty
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