I was told I should have no problem getting a loan in one month from Bank Of America by their mortgage guy-Richard Shmishkiss. First he had me fax all my information, then Claudia (higher up the chain) had me fax more, and finally the infamous mortgage underwriter gave us a new list of "conditions" to be answered. The experience was horrible and we almost lost $20,000. The $600 initial fees were a drop in the bucket compared to the man-hours and anxiety spent over this experience.
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