Usacomplaints.com » Real Estate » Complaint / Review: IndyMac Mortgage Services - Denied modification. #542969

Complaint / Review
IndyMac Mortgage Services
Denied modification

In July I find aid via a attorney to get a change, they charged 1500 at entrance and explained the leftover is likely to be compensated once the modification was total. The attorney posted the paperwork which was required waited thirty days subsequently and nothing occurred, after I named the attorney he explained to resubmit the paperwork becaude the financial institution wants the updated financials. Following a lengthy delay with no outcomes, i chose to contact the financial institution myself and begin the procedure by myself. I complete all of the required paperwork and posted all of the files. I waited the currently needed 3 months so when i named they explained the change was refused since paperwork was lacking. The explained that I'd have to reapply again. I re-sent the paper-work and again needed to delay the 90days.

Following The 3 months approved I named Indymac again plus they explained that I actually do meet up with the needs but my change was refused and my situation was shut simply because they were just assisting clients having a delinquent bill. The things they explained it had been that "we cannot assist you to since you are producing your instalments promptly".

And again they explained the only point I really could do was to reapply again. I resubmitted all of the paperwork again which period they required more files, i delivered anything an overall total of 85 pages. After I called back per week later to check on if anything was obtained they explained that used to donot possess the have to reapply again since nothing had been completed.in regards to a month next i obtained a phone from IndyMac stating that since I've rental revenue I want a notirized rental rent since the month-by-month rental contract wasn't enough. I posted that around November 15, i named per week later to check on the standing they explained that it had been on evaluation and also have no extra information. Meanwhile each time i named there's a note that claims " your change is under evaluation and also the follwing doc are absent, rental contract, please fax rental agreement to send#..." after I named IndyMac to to ask about this-they explained the systmem hasn't been updated however the record was obtained. Once they named me on December 29th. Concerning the cost since I'm 30 days 5 behind they explained the change was refused and that I request why may be the camera concept nonetheless stating the change is under evaluation and require the rental contract, he could'nt answer. Nowadays i obtained a phone again seeking cost and that I ask him about my change he transferred me to some other division who explained that my change was refused since i failed the (Sun check). And so I questioned him to describe what that recommended he set me on-hold so when he delivered I had been informed that i failded the purpose of-value check, again i requested to describe just what was that before long he explained that centered on my financials I'd not have the ability to create the altered cost and that's why it had been refused. Obviously he could not provide anymore data and all of the administrators were on the conference. Again I had been informed the only point I really could do was to reaply again and also to spend easily dind't wish to drop my home.

Today we're January just how long more may I wait. Is there other things I really could do, wherever otherwise may I visit search for aid.


Offender: IndyMac Mortgage Services

Country: USA   State: New York

Category: Real Estate

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