Having a 600k mortgage with them we elected to deed the home in lieu of foreclosure which was recommended to us by their collections dept. We followed instructions filled out the paper work filed the paper work with the clerks office in our county and walked away from the home. They claimed they sold the mortgage over a year later to another bank CMS who claims they foreclosed on us but we were never notified.
There is no court paperwork from either mortgage company referring to a case which was ordered by a judge the only paper work on file is my deed in lieu of which was notarizedand filed by the clerks office. The home sold shortly afterwards for 12k more than what was owed by us.
Now both companies claim the foreclosed on me but cant provide proof nor will correct the info in the major credit bureaus. This is keeping us from getting a new mortgage all because they reported the information falsely and lied about the actual outcome of our account.
0 comments