Louis Anthony Cardona and Charlene K. Cardona of Plant City, Florida are both owners of Freedom Lending (www.freedomlendingfl.com) they ripped me off along with 7 other homeowners that have agreed to help me bring these crooks into the light. I had a 767 FICO score, I am 56 years old and they put me into a 2/28 (2 year fixed) WITH a 3 year pre-payment penalty. I trusted these two, Louis came to my house to close my loan and I believed him. DO NOT trust these two. I learned that Charlene and Louis defrauded others, along with a prior company that they worked for.
The State's Attorney Office (FL) has an "open" file on Louis and Charlene Cardona, along with the Department of Finance and Regulation. If you are doing business with these two, or have in the past -please comment.
My advice is to not do business with them. They collect "up-front" fees, do refund them and they ripped me off for more than $21,000.
Their company, Freedom Lending, is DIRECTLY affiliated with Banc Plus Home Mortgage Centre in Tampa FL. Banc Plus Home Mortgage Centre a Correspondence Lender that allows these two to hire unlicensed mortgage brokers.
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