"Do you ever wonder how Transunion, Equifax and Experian always seem to have there reports fall into the same catagories?" It's funny how one is always on top, one in the middle and one on the bottom... Who's giving who there numbers first? Some will say that it's all dependant upon which creditor reports to which company. If that were so wouldn't one company eventually be higher than the others? But they're not.
Not only are they misleading us they are interferring with our lives by directly effecting our ability to get ahead in life and enjoy what most would consider "The American Dream" But is it truly the American Dream? Why don't we just have on bureau that gathers actual statistical information then calculates a score for everyone? Did you ever wonder how quick and easy it is to screw up someones credit even if the information is unfounded and erroneous? Yet it's like pulling teeth or splitting atoms to get your credit back in order so that you can buy a "home" for your family or a "car" to get back and fourth to work? I am in no way shape or form saying that we should just indescriminately allow people to buy cars and houses but we should also not make it next to impossible to recover from negative credit! If you agree please write your congressman! If you would like the contact information for your congressman please email me and let me know I will be happy to forward you that information.
With all my best... Shane
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