Since the Metro 2 software was no longer usable, people had to find other ways to get a quick fix. It seems ok for the credit bureaus to sell false negative information about someone. Requiring at least a 30 day investigation period before they will remove negative information. How is this fair to the consumer?
The credit bureaus are for profit and only care about making money. Why should we care about making sure we play by the rules? If we bend over for the credit bureaus, we will end up paying a lot more in interest. They can sell false negative info... Then they can sell false positive info about us. If they had such a problem about having false positive on our credit reports, and deleted them immediately, then they should do the same with false negative accounts. Otherwise, many others like me are reaping the rewards of a seasoned credit file.
Had the credit process not labeled me a credit risk when I paid utilities on time for 8 years, then I wouldn't have to cheat to get the interest rates I am entitled to receive.
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