I never authorized or dealt with mycashguardian.com, but a charge appeared on my checking account for $29.95. This gave me an overdraft fee of $35. I called all phone numbers I could track down, but the lines were all mysteriously busy right at the start of business. They have a website for getting refunded, but one must sign an agreement about not initiating a chargeback. This is fraud, and I am not going to keep quiet about it! I will be reporting this to my bank.
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