The only issue I have with Americredit is their customer service it is awful, a women called me before I received the paperwork for my car she was very rude. I was able to buy a 2012 thanks to Americredit b/c I ruined my own credit. They took a risk to help me with my interest rate is only 12% I believe not the end of the world. I plan on paying this loan off quickly. I need to have the loan for at least two of the six years to build my credit. Lucky I built a pretty good communication with the finance girl at the dealership so I'm hoping if I have any issues she'll help me out!
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