People say lots of bad things about Americredit, however, they helped me out alot. I have had 3 different loans/vehicles financed with them and Have never been late until this last November. I called them and told them what my problem was, they agreed to defer my payments for two months, in which they did, so I could get back on track. This worked for me. Even though, my interest rate is 17 3/4% because of my bad credit, I knew what I signed at the dealership. If you work with these loan companies, they will work with you.
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