I was told about this company by a roofer who fixed my roof - and asked about my mortgage situation. He proceeded to tell me - he would be doing it if his house was not already paid for - but, that he had researched it, and then told his son - who had started the "program".
I felt justified in doing it, because this company had cheated me - I only asked to borrow $10,000 and had equity in my home. They said they could not do so - unless I also paid off all my credit cards, as well as my new husband's credit card debt. (He needed the money to pay off his delinquent child support). I did not agree with that - what does that have to do with my borrowing money? My husband (has been gone since 2007)- told me not to worry - as he was going to "take care of it"- with his new job. My house was almost paid for when this happened in 2005.
So, of course, I listened to Mr Rolland Moon - who seemed so sincere and who told me - he personally had gone through this process, and now owned his home - because of it. So, yes, I foolishly, agreed, and believed it was "sent by God"- for people like me.
I just received a packet from HSBC - for HFC - telling me they have received my paperwork and there is no basis for correspondence they have received (sent by Titans).
I have been paying Titans since April - and NOT paying the mortgage - per their advice - and that the home would be MINE - free and clear - in November.
After reading the letter from HSBC (HFC)- I know - it is indeed NOT going to happen.
My house is a little house - it is not much to look at - but, I have gone through a lot.
My 2 oldest children have moved - but I still have my youngest son, who just finished college, on a scholarship.
I do not know what I should do - now I am so behind, due to paying THEM, not my mortgage.
We will be homeless.
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