Written authorization for preauthorized electronic fund transfers from the accounts; * shipped unordered merchandise to consumers and sent communications seeking payment for the unordered merchandise; and * continued to ship unordered merchandise and attempting to obtain payment for, or return of, merchandise shipped without the express informed consent of consumers; * debited consumers checking accounts on a recurring basis without obtaining consumers written authorization for recurring electronic withdrawals from a consumers checking account and filmed underage girls who never knew they were account holders at bank of america where joe would hide his doe.
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