I registered to use this program. A Mr John Cruz called me on Monday April 16 and suggested I charge $500 to my credit card and they would take the rest of the price out of my payment for using this service. I explained I did not want to increase my debt, I wanted to reduce my debt. Then I received a phone call from "Penney" who again attempted to talk me into signing up for the program. A few minutes later John called again. Finally I told him not interested reminded him I expect my money back and hung up the phone.
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