Looking at my checking account I noticed there were two separate charges for $24.95 on my statement monthly. I had no Idea what it was for so I called the 800# that accompanied it. It was some coupon company out of Hopkins Minnesota.
My advice is twofold - get a credit card that has "protection services" to guard against these bogus charges - second - review your monthly statements - I was lax - I contacted the company and asked what the charges were for - they could not tell me. I asked for a refund - they said they would send out a "refund form" and to fill in the amount that should be refunded - somehow I do not have faith that my loss will be refunded - However the Chase account that I have has a purchase protection plan at no cost to me. They have put a block on this company so that they will no longer be able to debit my card, AND I can file a complaint form that will enable Chase to go after this company.
Your best defense is a good offense - protect yourself - review your monthly statements and question everything that does not make sense.
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