Our mom got out an insurance policy with NYC existence throuigh her AARP account in late 1990's. She decded to change since her prior insurer kept forgetting to approach her funds and he or she was terminated a cvouple fimtes once they discovered her checkes sititng within their cabinet (she settled personally!)
When she died in December my cousin submitted her death state through the insurance compeny. She obtained a look for only a little over $300 stating thaty were returning the rates she'd compensated since she'd died of the "preexisting medical problem" and had they recognized about this, they'd not have released the plan
I got over and advised them that given that they promote "No medical concerns" and also you "CAn't be declined" when they'd medical issues about her wellness it had been THEIR obligation to find out that after they released the plan.
Incidentally, she died of an septic disease foilliwing emergency surgery due to a hiatal herni. Therefore her "pre existing situation" was the truth that she was orn having a hiatal hernia
I threatetned a scam cost and adopted through processing a fradulent marketing cost using the NYS Attorney General and remarkably a few months later, we obtained the look for the entire amount.
I then delivered a notice to AARP seeking them to appear in to the methods of the businesses they promote and market for but received no solution. Later discovered this is just a big-money producer for AARP so that they do not actually provide a darn if their people and particularly their famlies are becoming attached.
Our greatest problem is taht this affiliation which promises to become battling for that privileges of outdated individual, is clearly maing money-off of the scam that provides seniors the confidence that they're making anything due to their famileis to reduce the responsibility of the memorial, etc after which following the person dies, these businesses decline the state.
Yet another examnple of the old adage that insurance providers decline EVERY state wishing that individuals wont fight. If you do, you could possibly get what-you're owed!
0 comments