I have a big issue with AES. I mistakenly got some loans to continue my education with this company using a cosigner. I had some life events that stopped me from graduating, and when it came time for repayment, whoa, big mistake! I borrowed around 25G in total, but my payoff is over 86G. I cannot afford these interest rates. They now want almost $900 a month in payments. I have tried working with them and asking for any available options for me and my cosigner. She has three kids and a mortgage and cannot take on this debt if I were to default, and private loans are not included in bankruptcies.
I feel like I have no way out and no options. I need help, and it seems everywhere I turn I can't get any real help or answers about what to do, from AES or anywhere else. AES claims I cannot defer anymore, there are no payment options to lower my payments, and I don't qualify for the extended 10- or 25-year plans. I feel like they set you up to fail or default so they can take you to the cleaners. The reps that answer your questions give out incorrect information, and the supervisors are no better.
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