Secrets revealed The FICO HOAX The biggest con game in U.S. History ITS NOT THE Da Vinci Code Its your FICO Code
X = {q [q2 (r-p2) 3]1/2}1/3 {q - [q2 (r-p2) 3]1/2}1/3 p Where p = -b / (3a), q = p3 (bc 3ad)/ (6a2), r = c / (3a) By William Kirkendale www.ficofraud, com www.equifraud.com A MESSAGE FROM THE AUTHOR
* The FICO credit scoring system today is THE biggest consumer fraud and con game in American history. And for the past 20 years has hijacked and helped destroy our Economy and our way of life.
* The FICO credit scoring system is a SECRET Credit Scoring HOAX and a cleverly disguised front for racial, religious, age, gender, financial and cultural discrimination and intolerance.
* The FICO credit scoring system has completely shut down our credit markets and made it virtually impossible to obtain new mortgage loans.
* In short they are nothing but a spreading cancer on our whole society.
What else have they done
* They severely crippled our housing market and driven our home prices way down
* They have systematically destroyed our Nations Banking system
* They have defrauded millions of people out of their life savings, their homes and their good name and reputations. AND JUST WHO ARE THESE FICO SCORE CHARLATANS AND FRAUDS THEY ARE: EQUIFAX EXPERIAN TRANS UNION FAIR ISAAC A FOURSOME OF CHEATS AND SWINDLERS UNPARALLELED IN AMERICAN HISTORY PREFACE FICO CREDIT SCORING FRAUD 101 The American Banking Industrys SECRET FICO algorithm credit scoring system is nothing more than an Ancient Muslim Hoax.
A fraudulent scam that has hijacked our economy, destroyed our banking system and crippled our Nations housing market.
And this is how they did it
20 Years ago the Nations banks began to worship at the altar of an Ancient Muslim mathematician by the name of MOHAMMED BIN AL-KHWARIZIMI.in the subsequent years that followed The banks entered into a partnership with a company called FAIR ISAAC Co. Who by using Khwarizimis ancient convoluted math formula created what is known today as your FICO score. The profit and greed these Fair Isaac people generated for themselves and their customer banks from this credit scoring hoax over the years has been nothing short of astonishing.
Today this Company has a market cap of over a BILLION dollars with customers in 80 countries. A Billion dollars of your money that they have scammed from us through their phony FICO HOAX. They say about this HOAX on their website that they have pioneered the development and application of critical technologies (Algorithm formulas invented by ancient Muslims)
These technologies they say further include predictive analytics (we can predict the future), business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high-volume decisions. My translation of all thisWe will scam you forever with this FICO HOAX as we steal millions of dollars out of your pockets with complete immunity. We have that much power
I will go onto all this fraud later in the book in much greater detail.
Incidentally if you want to know how arrogant and crass these people are consider this. The words FAIR ISAAC AND FICO were devised as an acronym of the founders of the company Bill FAIR and Earl ISAAC How sick is that? Almost as sick as their FICO God naming the word Algebra after himself.
Below is the exact al-khwarizimi formula they used x = {q [q2 (r-p2) 3]1/2}1/3 {q - [q2 (r-p2) 3]1/2}1/3 p
Where p = -b / (3a), q = p3 (bc 3ad)/ (6a2), r = c / (3a)
On top of this They also used what is called the Church-Turing Lambda Machine Thesis to help them arrive at their phony FICO ScoresThis thesis is described this way
In setting up a complete algorithmic theory, what we do is describe a procedure performable for each set of values of the independent variables which procedure necessarily terminates and in such manner that from the outcome we can read a definite answer, yes or no to the question. Is the predicate true?
What the hell did he just say???
Now If youre not careful my friends you could lose your job, your home, your car, your insurance, your apartment, and your good name and reputation if you dont understand how this phony algorithm scoring hoax works. And how it has completely taken over our banking system and our economy and our lives for the last 20 years. What I dont understand is how we let them get away with this scam for so long
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