A "scam" company. Withdraws monies from bank accounts without knowledge or consent of the account holder. I have notified my bank's fraud department and the attorney generals office. The 49.90 that was withdrawn better be reversed into my account ASAP. Eventually companies like yours will be stopped from stealing money from individuals. If monies not returned this will go to my attorney and suit filed against your company, you are scam artists and to many victims have fallen into your hands and more will if you are not stopped. No alert, no authorization was provided or given to you to take any fund, so to me that is "theft"
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