I had a smart phone that was stolen from me so i decided to use my insurance claim. I had to pay a 130.00 deductible to receive a new phone. The phone arrives the next day minus the memory card. I called t-mobile and was told that my memory card isn't included in my claim because it is an accessory. I was told that i was covered for all other accessories except the memory. The memory card was part of the g1 kit i had purchased. T-mobile and asurion did not want to take responsibility for which one owed me a memory card. Without the memory card i can not use my camcorder or camera.
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